Saturday, April 04, 2015


Nakaranas na ba kayo ng ganito:

Friend: Uy, tara Bora tayo.
Me: Wow, Bora pa... di nga ko sumasama sa mga beach kahit sa Batangas.
Friend: May ipon ka naman eh, bawasan mo lang ng konti.


Friend: Uy, regalo mo sa inaanak mo,huh.
Me: Oo naman, basta pupunta ako.
Friend: Cash mo nalang, P1000 minimum ha para makabawi ako sa gastos sa party. Hehe.
Me: Wow.
Friend: Sige na, may ipon ka naman saka 5 years na utang mo sa inaanak mo.

Although I knew she jokingly said about sa "makabawi sa ginastos sa party" but heck, joke is always been half joke, half meant. Halos replayan ko sya ng "Wow. Di ako nagiipon para mag Bora dahil wala yan sa priorities ko at lalong di ako nagiipon para sa anak mo, bakit hindi ikaw ang gumawa nyan. Magipon ka para sa future ng anak mo hindi yung magiipon ka lang para ipang-party sa anak mo." But I didn't, malamang hindi magiging maganda outcome pag sinabi ko yun. I heard nagkanda utang-utang pa sya para lang mafulfill nya yung bet nyang party celebration para sa anak nya. Nawalan na tuloy ako ng gana umattend sa party na yun. Ipaabot ko na lang sa friend ko yung ibibigay ko.

Wednesday, January 28, 2015

Demi Lovato!!!

I was browsing my Facebook newsfeed when I saw a post from Manila Concert Scene Facebook page. Demi Lovato is coming back for a concert on 30th April!!! I'm so thrilled! I'm a fan of Demi's music!! I was so gutted when I missed her concert here last time cos I wasn't making money during those time and I'm done with college so no school allowance either. Now I am able to see her now!! I'll be fine with Gen Admission ticket as long as I enjoy her music live! :) I'm planning to spend my shift allowance which one of company's benefits to buy my ticket. Ahh, excited! 

Friday, January 16, 2015

Financial Aspect: Nice one, 2014!

Looking back at the year passed, I may say, it's not a great one but not that bad, aswell. If I'm going to see the bad side of this 2014, it's definitely the promotion I missed. But the good news is I'm over it. I may have fault on my part but I knew deep within, I'm not in the current career that I really wanted. Sooner or later, I'll be changing my career. It will happen this year. (So good, it rhymes!)

Despite of all the missed, I'm grateful cause I didn't miss time to work myself towards my financial freedom. May 2014, I got myself a VUL. My job helped me to pay for it every month. Having an insurance and investment makes me feel like I'm ahead of most people I know. Although they have all the cool lifestyle to post on social media and myself stuck at home living frugal, I still feel good at myself knowing that I will experience everything I want with a feeling of financial security soon. I've told my friends about saving for the future and investment and share what I've learned. I even offered them to lend some financial books I have but they all just do the talk, won't do the walk. Well, I can't help them because they don't want me to. Kind of sad. So anyway, when I received my bonuses (Christmas and performance bonus), I've opened a mutual fund alone, also in Sun Life. I have also used the rest to open a savings account to build my emergency fund in Bank Of Makati, Inc. Why BMI? Because I've learned non commercialized banks offers low opening for passbook accounts and high interests compare to the 'sikat' banks. And it's located on my way to office. I'm not seeing myself investing in direct stocks anytime soon. There are so many factors for me to consider before I enter that kind of investment. For now, I'm happy seating on the passenger's seat.

2014 has been full of learnings. I thank all my books I've read. The blogs that I'm following. People that I look up to. I'm proud of what I've done something for myself. For now, for my financial aspect, I'm focus on building my emergency, sticking to my budget and looking for an additional income. I've search on the internet, I see there's a lot of extra income opportunies, sadly I don't have a computer nor internet. I'm thinking of direct selling like Avon. What do youthink? Networking? hmm.. Networking is not for everybody and it'll cost me money and time. Not for me. Having an internet at home is the best option for me to find another source of extra income so I guess I'll work on that to have one. I'm interested at those 'working-at-home jobs', let's see if I can do that.

So yeah, that's what I'm currently dealing right now. Proud of my 2014. Ciao for now!


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